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Qliro is a leading fintech company in a growth phase, providing payment solutions for enterprise and SME merchants and their customers, primarily within e-commerce.
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KPI's – Fourth quarter 2025

  • 0 msek

    Total payment volume Q4 2025

    +46% compared to Q4 2024 (4,161 MSEK)

  • 0

    Number of merchants Q4 2025

    +155% compared to Q4 2024 (227)

About Qliro

  • Vision: To build a leading European player in composable payments, starting in the Nordics with global reach.
  • Mission: To create a world-leading experience for merchants and their customer journey.

  • Ambition: To secure a market-leading position in the Nordics within 3–5 years.

Qliro_app

Qliro is a leading fintech company in a growth phase, providing payment solutions for enterprise and SME merchants and their customers, primarily within e-commerce. The offering includes a complete checkout with all relevant payment options for direct payments (Pay Now) as well as Qliro’s own payment methods for invoice and installment payments (Pay Later) in the Nordics. Qliro is a credit market company supervised by the Swedish Financial Supervisory Authority and is headquartered in Stockholm. The company’s shares are listed on Nasdaq Stockholm under the ticker “Qliro.”

THE NEW QLIRO 

  • Background – Qliro was founded in 2014 by merchants for merchants, as an in-house service within an e-commerce group. Since 2020, Qliro has operated as an independent company.
  • New leadership – Since autumn 2022, Qliro has been led by a new CEO with a clear strategy to drive growth in payments.
  • Transformation – During 2023 and 2024, Qliro underwent a significant transformation, sharpening its strategic focus, strengthening the team, and investing in growth.
  • Streamlined operations – In 2024, the Digital Banking Services business area was divested to fully focus on the vision of becoming a leading European payments company.
  • Growth journey – Qliro has chosen to prioritize growth over short-term profitability. Signed agreements represent a volume increase of 39% for Q1 2025 compared to the full year 2024.
  • Product-market fit – With its Checkout Gen 4, Qliro offers a high-performing and flexible payment solution that attracts modern merchants.

Market

The Nordic e-commerce market is projected to reach a turnover of approximately SEK 422 billion in 2025, with an average annual growth rate of 8% through 2029.¹ Qliro currently holds a market share of less than 5%. With a growing merchant base, geographic expansion, and a product-led growth strategy, Qliro is well-positioned to further strengthen its market position.

¹ Statista (2025) E-commerce Market Outlook Nordics. statista.com

2QliroFastTrack_ENG

Investment Case

  • Rapidly growing transaction volumes – Strong growth in transaction volumes driven by an increasing number of merchants.
  • Scalable business model – Attractive unit economics with high LTV/CAC and short payback time on growth investments.
  • Ongoing Nordic expansion – Established in Sweden, Norway, and Finland, with a product offering and organization ready for continued geographic growth.
  • Market-leading conversion – Qliro Checkout Gen 4 delivers market-leading conversion rates and is designed for the tech stack of modern e-commerce merchants.
  • Experienced team – Management with a proven track record of building and scaling international payment companies.
Read more in Qliro’s 2024 Annual Report

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Contact

For investor-related inquiries, please contact ir@qliro.com

For customer service matters, please contact kundservice@qliro.com